retireearlydreamer
Member
- Joined
- Jul 3, 2025
- Messages
- 11
We're finishing up a major home renovation and needed some new furniture, so I decided to apply for the RH credit card to make the most of the design benefits. TD Bank approved me right away for $32K! They checked my Experian report, my bankruptcy fell off earlier this year, and my credit score is now at 762.